.Union Financing Minister Nirmala Sitharaman3 minutes reviewed Final Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Financing Minister Nirmala Sitharaman introduced that the federal government aims to open over 30 thousand brand-new PMJDY profiles throughout 2024-25.Rundown press reporters, Sitharaman unveiled that as of August 14, 2024, a total of 531.3 thousand Jan-Dhan accounts have been opened due to the fact that the scheme's launch a many years back, along with a collective down payment difference of Rs 2.3 trillion.The typical difference every account has actually enhanced from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Around 80 per cent of these profiles are actually currently active." PMJDY has participated in a crucial role throughout the astronomical, specifically for girls," claimed Sitharaman.Despite the allocation for no harmony and the absence of a minimal equilibrium criteria, only 8.4 percent of the profiles keep a no equilibrium. The plan has been actually specifically successful in non-urban and semi-urban areas, where 66.6 percent of the profiles are located.Since August 14, 2024, ladies account holders stand for 55.6 percent of the complete accounts, amounting to 295.6 million profiles, according to the Ministry of Money management.
Currently, 99.95 per-cent of all populated towns have banking facilities offered within a 5-kilometre distance with numerous touchpoints, featuring bank divisions, automated bank clerk devices, financial correspondents, and also India Blog Post Repayments Bank.As of August 14, 2024, there end 1.73 billion personnel CASA (current account interest-bearing account) profiles in the country, featuring greater than 530 thousand important PMJDY accounts.Regarding social protection schemes, Sitharaman highlighted that over 200 million increasing enrolments have actually offered life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with a yearly costs of Rs 436.Additionally, over 450 thousand increasing enrolments have offered one-year accidental cover of Rs 2 lakh (for death or long-lasting overall disability) and Rs 1 lakh (for irreversible limited disability) under the Pradhan Mantri Suraksha Bima Yojana, along with a fee of Rs 20 per year.The Atal Pension plan Yojana has actually registered over 68 thousand subscribers.In regards to credit-linked schemes, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 million cumulative car loans amounting to Rs 29.93 mountain (since July 12, 2024) have actually been approved to supply collateral-free institutional money to micro as well as local business devices up to Rs 10 lakh for income-generating tasks.Under the Rise India Program, 236,000 increasing financings totting Rs 53,609 crore (since July 15, 2024) have actually been approved to Set up Caste, Scheduled Tribe, and girls entrepreneurs for establishing greenfield projects.Additionally, the Pradhan Mantri SVANidhi system has actually sanctioned loans worth Rs 12,630 crore to 6.52 million street merchants as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY increasing down payment balance of Rs 2.3 trillion.u00b7 There end 1.73 billion personnel CASA accounts.u00b7 Females account holders make up 55.6% of complete accounts.First Posted: Aug 27 2024|9:37 PM IST.